[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.enestra.cz\/co-kdyz-chybi-penize\/#Article","mainEntityOfPage":"https:\/\/www.enestra.cz\/co-kdyz-chybi-penize\/","headline":"Co kdy\u017e chyb\u00ed pen\u00edze?","name":"Co kdy\u017e chyb\u00ed pen\u00edze?","description":"Aby \u010dlov\u011bk \u017eil jako \u010dlov\u011bk, pot\u0159ebuje pen\u00edze. Bez t\u011bch u\u017e dnes nikdo v na\u0161\u00ed (a nejen na\u0161\u00ed) spole\u010dnosti neobstoj\u00ed. Proto\u017ee v\u0161echno, co se kolem n\u00e1s odehr\u00e1v\u00e1, s nimi souvis\u00ed, v\u0161e funguje na principu koup\u011b \u2013 prodej.Ov\u0161em co maj\u00ed d\u011blat ti, kdo pot\u0159ebn\u00e9 finance nemaj\u00ed? Jak se maj\u00ed do spole\u010dnosti zapojit ti, kdo nejsou schopni kupovat, […]","datePublished":"2019-06-22","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.enestra.cz\/author\/#Person","name":"","url":"https:\/\/www.enestra.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/75822ebcb33f26a58f54da5d813b950f2ea435f36540e293975e215a51d4a023?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/75822ebcb33f26a58f54da5d813b950f2ea435f36540e293975e215a51d4a023?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"enestra.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.enestra.cz\/wp-content\/uploads\/img_a352326_w1733_t1566898680.jpg","url":"https:\/\/www.enestra.cz\/wp-content\/uploads\/img_a352326_w1733_t1566898680.jpg","height":0,"width":0},"url":"https:\/\/www.enestra.cz\/co-kdyz-chybi-penize\/","about":["Ekonomika"],"wordCount":429,"articleBody":"        Aby \u010dlov\u011bk \u017eil jako \u010dlov\u011bk, pot\u0159ebuje pen\u00edze. Bez t\u011bch u\u017e dnes nikdo v na\u0161\u00ed (a nejen na\u0161\u00ed) spole\u010dnosti neobstoj\u00ed. Proto\u017ee v\u0161echno, co se kolem n\u00e1s odehr\u00e1v\u00e1, s nimi souvis\u00ed, v\u0161e funguje na principu koup\u011b \u2013 prodej.Ov\u0161em co maj\u00ed d\u011blat ti, kdo pot\u0159ebn\u00e9 finance nemaj\u00ed? Jak se maj\u00ed do spole\u010dnosti zapojit ti, kdo nejsou schopni kupovat, kdo nemohou zaplatit aspo\u0148 to, co je pova\u017eov\u00e1no za minimum?Pokud si tito nedok\u00e1\u017eou ony pen\u00edze vyd\u011blat, maj\u00ed vlastn\u011b jen jedinou mo\u017enost, jak to zvl\u00e1dnout. P\u016fj\u010dit si je a posl\u00e9ze to n\u011bjak splatit.Ov\u0161em ne ka\u017ed\u00fd z podobn\u00fdch lid\u00ed je na tom stejn\u011b. Jsou lid\u00e9, kte\u0159\u00ed maj\u00ed dostate\u010dn\u00e9 p\u0159\u00edjmy a neposkvrn\u011bn\u00fd \u0161t\u00edt a takov\u00ed si p\u016fj\u010d\u00ed snadno a v\u00fdhodn\u011b. Ale pak jsou tu i ti druz\u00ed, ti, kte\u0159\u00ed vysok\u00fdmi p\u0159\u00edjmy a registry dlu\u017en\u00edk\u016f bez z\u00e1znamu neopl\u00fdvaj\u00ed. A ti posledn\u00ed to nemaj\u00ed s p\u016fj\u010dkou tak snadn\u00e9. T\u011bm se daleko h\u016f\u0159 hled\u00e1 n\u011bjak\u00fd poskytovatel, kter\u00fd by je neodm\u00edtnul.Ale na\u0161t\u011bst\u00ed tu i pro n\u011bkoho takov\u00e9ho \u0159e\u0161en\u00ed existuje. Jmenuje se nebankovn\u00ed hypot\u00e9ka bez registru https:\/\/hypotekybezregistru.cz\/nebankovni-hypoteka\/ a je jako \u0161it\u00e9 na m\u00edru pro ty, kdo maj\u00ed pom\u011brn\u011b n\u00edzk\u00e9 p\u0159\u00edjmy a tu a tam i n\u011bjak\u00fd ten z\u00e1znam v registru. Co\u017e u tohoto finan\u010dn\u00edho produktu ale nen\u00ed nebo alespo\u0148 nemus\u00ed b\u00fdt na z\u00e1vadu.A to proto, \u017ee zde z\u00e1le\u017e\u00ed v prvn\u00ed \u0159ad\u011b na tom, aby doty\u010dn\u00fd \u010dlov\u011bk vlastnil nemovitost, kterou by mohl d\u00e1t za p\u016fj\u010dku do z\u00e1stavy. A pokud je tomu tak a doty\u010dn\u00fd akceptuje, \u017ee dostane a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny takov\u00e9 zastaven\u00e9 nemovitosti, m\u00e1 skoro vyhr\u00e1no. Pak u\u017e mu toti\u017e jenom sta\u010d\u00ed jednodu\u0161e p\u0159es internet za\u017e\u00e1dat, tedy vyplnit jednoduch\u00fd on-line formul\u00e1\u0159 a zaslat e-mailem p\u00e1r fotografi\u00ed on\u00e9 nemovitosti k posouzen\u00ed, na\u010de\u017e se ozve n\u011bkdo z nebankovn\u00ed spole\u010dnosti, kdo s n\u00edm v\u0161e projedn\u00e1, dohodne a nakonec podep\u00ed\u0161e smlouvu, a pen\u00edze tu budou co nevid\u011bt. A \u010dlov\u011bk je m\u016f\u017ee pou\u017e\u00edt podle sv\u00e9ho uv\u00e1\u017een\u00ed a klidn\u011b i po hodn\u011b dlouhou dobu je spl\u00e1cet.\u010c\u00edm\u017e je jeho probl\u00e9m s nedostatkem financ\u00ed vy\u0159e\u0161en. A to je v dne\u0161n\u00ed spole\u010dnosti d\u016fle\u017eit\u00e9.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co kdy\u017e chyb\u00ed pen\u00edze?","item":"https:\/\/www.enestra.cz\/co-kdyz-chybi-penize\/#breadcrumbitem"}]}]